By virtue of authority vested in the undersigned Substituted Trustee by certain deed of trust dated August 28, 2009 and recorded in Deed Book 373, Page 952, among the land records of the County of Buckingham, Virginia, as amended by an instrument appointing the undersigned as Substituted Trustee, default having been made in the payment of the indebtedness thereby secured and having been requested to do so by the holder of the note evidencing the said indebtedness, the undersigned Substituted Trustee will offer for sale at public auction in front of the Circuit Court, 13061 West James Anderson Highway, Buckingham, Virginia, on:

May 29, 2013

at

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1:00 o'clock p.m.

all that certain real estate situate in Curdsville Magisterial District of Buckingham County, Virginia, and all improvements and fixtures located thereon, more particularly described as follows:

One acre, more or less, being bounded on the east by the western margin of U.S. Route #15, on the south by the lands now or formerly of Anderson Austin, and on the west and north by the lands of Smith, said parcel being 210 feet square with iron pins marking each of the fore corners.

STREET ADDRESS OF PROPERTY: 6501 South James Madison Highway

Dillwyn, Virginia 23936

TERMS OF SALE: Cash or certified funds. A bidder's deposit of $5,000.00, payable in cash or by certified or cashier's check to the undersigned will be required of the successful bidder at time of sale, which shall be applied to his or her credit in settlement, or should he or she fail to complete the purchase promptly, to be applied to pay costs and expenses of sale and balance, if any, to be retained by Trustee as compensation in connection with sale. Terms of sale to be complied with within 14 days from date of sale or property to be resold at costs of defaulting purchaser. All real estate taxes are to be adjusted as of date of sale. All costs of conveyancing, examination of title, state and local recording fees, grantor taxes, notary fees, etc., to be at cost of purchaser. Property sold as is, where is, without any duty of Trustee to obtain possession for purchaser. Additional terms may be announced at the sale.

For Information Contact:

Stephen K. Christenson, P.C.

Substituted Trustee

Stephen K. Christenson, President

4160 Chain Bridge Road

Fairfax, VA 22030

(703) 591-3445

(HUD/13SKC118/Ray)

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