In execution of a certain deed of trust dated November 20, 2006, in the original principal amount of $236,999.34 re-corded in the Clerk's Office, Circuit Court for Prince Edward County, Virginia, in Instrument No. 200603319, default hav-ing occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction on the front steps of the Circuit Court for Prince Edward County, 124 North Main Street, Farmville, Virginia, on January 06, 2011, at 5:30 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN TRACT OR PARCEL OF LAND, TO-GETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO ATTACHED, BELONGING, LYING AND BEING IN FARMVILLE MAGISTERIAL DISTRICT, PRINCE EDWARD COUNTY, VIRGINIA, LOACTED ON THE NORTH SIDE OF PRINCE EDWARD HIGHWAY NO. 648 LEADING FROM THE BACK HAMPDEN-SYDNEY ROAD TO THE TUGGLE ROAD AND MORE SPECIFICALLY DESCRIBED AS FOLLOWS: FACING 350 FEET ON ROUTE 648 BEGINNING AT A WHITE OAK AT THE CORNER OF WALKER R BURLEY AND JOHN J HOLSHOE; THENCE ALONG THE BUR-LEY/HOLSHOE LINE 627 FEET TO A POINT; THENCE IN AN EASTERLY DIRECTION 350 FEET ALONG THE BACK LINE RUNNING PARALLEL TO STATE ROUTE NO 648; THEN 627 FEET TO THE EDGE OF STATE ROUTE NO 648; THENCE ALONG STATE ROUTE NO 648 A DISTANCE OF 350 FEET TO THE POINT OF BEGINNING, CREATING A RECTANGULAR TRACT OF LAND (350 FEET BY 627 FEET)..TERMS OF SALE: ALL CASH. A bidder's deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser's deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, rein-stated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee's memorandum of foreclosure sale and contract to purchase real property is available for view-ing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703) 548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attor-neys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 111451 ASAP# 3846469 12/15/2010, 12/22/2010

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