(BEING TAX MAP PARCELS 091-A-3A AND 091-A-3B)

BEING WITHIN CUMBERLAND COUNTY, VIRGINIA

In execution of a certain Deed of Trust, dated April 15, 2005, and recorded April 15, 2005, in the Clerk's Office of the Circuit Court of the County of Cumberland, Virginia, as Instrument Number 20050592 (the “Deed of Trust”), default having been made and having been requested by the Noteholder to do so, the undersigned Substitute Trustees will offer for sale at public auction that certain property, improvements thereon and appurtenances thereto belonging, described as 28-A Cottontown Road, Farmville, Virginia 23901 (Tax Map Parcels 091-A-3A and 091-A-3B), being within Cumberland County, Virginia, and further described in the aforementioned Deed of Trust, at the entrance of the Cumberland Courthouse, located at 1 Courthouse Circle, Cumberland, Virginia 23040-0008, on Thursday, December 13, 2012, at 11:00 a.m.

Terms: Cash with settlement within fifteen days from date of sale, TIME BEING OF THE ESSENCE.

Bidder's Deposit: A deposit in an amount of $10,000.00, or ten percent (10%) of the gross sale price, whichever is higher, may be required. The property shall be sold “as is” and shall be conveyed by Special Warranty Deed subject to all liens, encumbrances, mechanic's liens filed and unfiled, conditions, restrictions, easements and reservations, if any, superior to the mentioned deed of trust and lawfully affecting the property. All taxes to be prorated as of date of foreclosure. Additional terms may be announced at the sale.

Pursuant to the Federal Fair Debt Collection Practices Act, I advise you that I am a debt collector attempting to collect the indebtedness referred to herein and any information I obtain will be used for that purpose.

Joseph A. Perini and

Joseph E. Hall

Substitute Trustees

For Information Contact

Joseph A. Perini

MeyerGoergen PC

1802 Bayberry Court, Suite 200

Richmond, Virginia 23226

(804) 288-3600

11-21-4t(W)12-12