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Scammers are adept at manipulating the latest technological advances to commit their crimes. These days it’s happening in the world of artificial intelligence – commonly known as AI.

AI voice cloning is already bringing a new twist to scams that have been around forever. For instance, the grandparent scam calls now can feature the actual voice of the loved one the criminal is impersonating. These tactics are startling, but the ways we protect ourselves haven’t changed.

The first sign of any fraud attempt is when an unexpected contact causes an immediate emotional reaction – often fear, panic, or excitement. Maybe training our brains to disengage when we feel that emotional surge could be the best way to disrupt the criminal act.

Otherwise, stay updated on the latest fraud tactics by bookmarking www.aarp.org/fraudwatchnetwork. And know that anytime you are asked to address some urgent financial matter with a gift card, cryptocurrency or peer-to-peer payment app, it’s a scam.

You can visit the AARP Fraud Watch Network at www.aarp.org/fraudwatchnetwork or call the AARP Fraud Watch Helpline at 1-877-908-3360.