277 Trents Mill Road, Cumberland, VA 23040

In execution of a certain deed of trust dated September 15, 2006, in the original principal amount of $116,800.00 recorded in the Clerk’s Office, Circuit Court for Cumberland County, Virginia, in Instrument No. 20061896, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Cumberland County, Route 60, County Office Building, Cumberland, Virginia on October 21, 2015 at 1:00 pm the property described in said deed of trust, located at the above address and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE LYING AND BEING IN MADISON MAGISTERIAL DISTRICT OF CUMBERLAND COUNTY, VIRGINIA, DESCRIBED ON A PLAT OF SURVEY MADE 4/9/74 BY RALPH P. HINES, C.L.S., A COPY OF WHICH PLAT IS ATTACHED TO AND MADE A PART OF THIS DEED AS FOLLOWS: COMMENCING AT A POINT IN STATE ROUTE 622 OPPOSITE AN IRON ON LINE; THENCE NORTH 88 DEG. 40’ WEST 660 FEET TO AN OLD IRON; THENCE NORTH 03 DEG. 10’ WEST 132 FEET TO AN OLD IRON; THENCE SOUTH 88 DEG. 40’ EAST 660 FEET TO AN OLD IRON ON MARGIN OF THE ABANDONED STATE ROUTE 622; THENCE SOUTH 03 DEG. 10’ EAST 132 FEET TO THE POINT OF BEGINNING. SAID LAND FRONTS ON STATE ROUTE 622 FOR A PORTION OF THE DISTANCE ACROSS THE FRONT.  TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence.  If the sale is set aside for any reason, the Purchaser at the sale shall be entitled to a return of the deposit paid. The Purchaser may, if provided by the terms of the Trustee’s Memorandum of Foreclosure Sale, be entitled to a $50 cancellation fee from the Substitute Trustee, but shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney.   Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation.  Substitute Trustee: Equity Trustees, LLC, 2101 Wilson Boulevard, Suite 402, Arlington, VA, 22201. For more information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 6003 Executive Blvd., Suite 101, Rockville, MD 20852, (301) 961­6555, website: www.bwwsales.com.

9-18-3t(F)9-25