In execution of a Deed of Trust in the original principal amount of $147,028.00, with an annual interest rate of 5.5000% from Robert E. Grosch and Julie R. Grosch dated July 15, 2009, recorded among the land records of the Circuit Court for the County of Cumberland as Deed Book/Instrument Number 20090889, the undersigned appointed Substitute Trustee will offer for sale at public auction in the County of Cumberland, at the front of the Circuit Court building for the County of Cumberland located at Route 60, County Office Building, Cumberland, Virginia on January 11, 2013 at 9:00 AM, the property with improvements to wit:

CONTAINING 2.8 ACRES, MORE OR LESS, AND DESIGNATED AS LOT NO.6 ON A PLAT MADE BY RALPH P. HINES, CLS, DATED AUGUST 4,1983, A COPY OF WHICH IS RECORDED IN PLAT BOOK 4, PAGE 185, IN THE CLERK'S OFFICE, CIRCUIT COURT, CUMBERLAND COUNTY, VIRGINIA.

AND further described in the above Deed of Trust.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: FHA. Reference Number 12-230688.

PROFESSIONAL FORECLOSURE CORPORATION OF VIRGINIA, Substitute Trustees, C/O SHAPIRO BROWN & ALT, LLP, 236 Clearfield Avenue, Suite 215, Virginia Beach, Virginia 23462 (757) 687-8777.

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