In execution of a Deed of Trust in the original principal amount of $152,500.00, with an annual interest rate of 6.8750% from WILLIAM R. COX AND AMANDA L. COX dated June 26, 2007, recorded among the land records of the Circuit Court for the COUNTY OF CUMBERLAND as Deed Book/Instrument #20071180, the undersigned appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Cumberland located at Route 60, County Office Building, Cumberland, Virginia on November 19, 2010 at 2:15 PM, the property with improvements to wit:

CONTAINING 2.22 ACRES, MORE OR LESS, AND DESIGNATED AS LOT NO. 5 IN THE WOODS SUBDIVISION AS SHOWN ON PLAT OF SAID SUBDIVISION, MADE DECEMBER 5, 1978, A COPY OF WHICH PLAT IS OF RECORD IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF CUMBERLAND COUNTY, VIRGINIA, IN PLAT BOOK 4, AT PAGE 53.

AND further described in the above Deed of Trust. (Tax Map No. 052-2-5)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

TERMS OF SALE: ALL CASH. A bidder's deposit of $15,000.00 or 10% of the sale price, whichever is lower, will be required in cash, certified or cashier's check. Settlement within fifteen (15) days of sale, otherwise Trustees may forfeit deposit. Additional terms to be announced at sale. Loan type: