In execution of a certain deed of trust dated December 23, 2004, in the original principal amount of $70,000.00 recorded in the Clerk's Office, Circuit Court for Prince Edward County, Virginia, in Instrument No. 200500073, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction on the front steps of the Circuit Court for Prince Edward County, 124 North Main Street, Farmville, Virginia, on October 13, 2010, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL OF THAT CERTAIN TRACT OR PARCEL OF LAND, SITUATED IN FARMVILLE MAGISTERIAL DISTRICT, PRINCE EDWARD COUNTY, VIRGINIA, CONTAINING 10.07 ACRES, MORE OR LESS, SITUATED ON THE EAST SIDE OF STATE ROUTE NO. 630, AND BEING BOUNDED BY HUNDLEY ON THE NORTH AND QUINTON EANS AND GWENDOLYN EANS ON THE SOUTH; IT BEING MORE PARTICULARLY DESCRIBED ON A PLAT MADE BY WARREN A. TRENT, LAND SURVEYOR, DATED AUGUST 2, 1983, RECORDED IN PLAT BOOK 4 PAGE 190, AND INDICATED THEREON AS PARCEL 2; IT BEING THE IDENTICAL PROPERTY CONVEYED TO THE PARTY OF THE FIRST PART HERETO BY DEED OF PARTITION DATED FEBRUARY 17, 1984, RECORDED IN DEED BOOK 226 PAGE 269..TERMS OF SALE: ALL CASH. A bidder's deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser's deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee's memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bgwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 2020 N. 14th Street, Suite 750, Arlington, VA 22201, (703) 548-4600. For information contact: Bierman, Geesing, Ward & Wood, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bgwsales.com. BGWW# 105780 ASAP# 3740699 09/22/2010, 09/29/2010