In execution of a Deed of Trust in the original principal amount of $92,263.00, dated March 31, 2004 recorded in the Clerk's Office of the Circuit Court of the County Of Buckingham, Virginia, in Deed Book 300, at page 919, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Sub-stitute Trustee will offer for sale at public auction at the entrance to the Buckingham County Circuit Court, Route 60, Buckingham, Virginia, on October 5, 2010 at 4:30 o'clock pm the property described in said deed, located at the above address and briefly described as:

Lot 4, containing 2.47 acres, more or less, Youngblood Subdivision, as shown on plat recorded in Plat Cabinet A, Slide 124C, with improvements thereon.

TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determi-nation of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser's sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.

SAMUEL I. WHITE, P.C.

Substitute Trustee

This is a communication from a debt collector.

FOR INFORMATION CONTACT:

SAMUEL I. WHITE, P.C.

(01-031941-09/FHA)

5040 Corporate Woods Drive, Suite 120

Virginia Beach, Virginia 23462

757-457-1460 – Call Between

9:00 a.m. and 11:30 a.m.